Tag Archives: google pay

Stay on top of your money with Google

Staying on top of your finances can be tricky and confusing. With a ton of information available, it’s tough to know where to start — or what information to trust — when it comes to managing your money and learning about finance.

People come to Google to ask questions about a wide range of financial topics, from budgeting, home ownership and unemployment benefits to digital currencies and investment trends. April marks Financial Literacy Month, so here are some quick and easy ways Google can help you take stock of your money.

Check the source

Search interest in “how to become a crypto millionaire” increased by 3,500% in the past year across the U.S. There’s a lot of buzz about ways to make money and new investment options, and it can be difficult to decide what information is trustworthy. If you’re looking into a new digital currency, searching for investment tips, or just want some peace of mind about financial topics, it’s important to get information from a reliable source. With the About This Result feature on Google Search, you can quickly and easily learn about sources to get a sense of how they describe themselves, and how other people on the web describe them. You can also get additional context about the topic you’re looking up, like top news coverage, to see what a wide range of sources have to say.

An example of how you can use About This Result to learn more about a source and topic.

Balance your budget

In the last year, many of our top “how to” money questions on Search were asking how to do important life tasks — like eat healthy, plan a wedding or travel — on a budget. One of the best places to start is by looking at how much you’re spending. Google Sheets can be a great tool for recording your monthly expenses, income and investments, and more to understand your financial footprint. You can start from scratch on a Sheet or use templates to do things like build your budget from the ground up, manage a financial to-do list and track your finances.

Take it one step further by using the Google Pay app to track your spending in real time. You can see your spending by category or business. For example, if you search for “food,” you will see a list of all your transactions related to food. You can get even more specific, for example searching for “juice” or for a specific business like your favorite juice or smoothie bar. You can also quickly see which bills you have coming up and keep track of all your recurring subscriptions, to help you trim your expenses for that dream vacation. Google Pay also lets you pull receipts from your Gmail or Google Photos accounts, keeping all your finances organized in one place.

An example of how you can use the Google Pay app to stay on top of your money

Do your home-owning homework

Home ownership is an important goal for many people across the U.S. In fact, search interest in “should I buy a house in 2022” increased by 1,800% in the US this past year. For people looking for mortgages, it’s easy to find digestible and helpful information on this complex topic right on Search.

When you search for “mortgage process,” you’ll find easy-to-follow steps to help guide you, wherever you may be in the mortgage process. Our feature connects you to helpful news articles, industry definitions and terms and a calculator to help you understand what your monthly payments might be. This mortgage information is provided by the Consumer Financial Protection Bureau.

Understand your options

Across the country, many people have faced changes in their employment situation, and getting help isn’t always easy. Information about unemployment benefits eligibility and other government services can be hard to understand, making it difficult to navigate the process and make informed decisions about your financial situation. When looking online for unemployment benefits, we have updated our search experience to make it easy to get information on eligibility, how to apply, and get locally relevant resources for your situation.

Make Payments with Google Pay and Firebase

Posted by Stephen McDonald, Developer Relations Engineer, Google Pay

Connect Multiple Payment Gateways with Google Pay and Firebase

We recently launched a series of open source samples demonstrating the server-side integration between Google Pay and a variety of Payment Service Providers (PSPs). These samples also show how to create a unified interface for integrating multiple PSPs, making integrations as easy as possible by reducing the time investment in integrating multiple APIs and client libraries.

A recent study by 451 Research showed that for merchants with over 50% of sales occurring online, 69% of them used multiple PSPs. We first demonstrated with the aforementioned samples how you can implement a consistent interface to multiple PSPs, streamlining your codebase while also providing more flexibility for the future. We've now taken this one step further and brought this unified PSP interface to the Firebase platform, by way of a Firebase Extension for Google Pay, making it easier than ever to integrate Google Pay with one or more PSPs.

Google Pay Firebase Extension

Firebase Extensions are open source pre-packaged bundles of code that developers can easily pull into their apps, and are designed to increase productivity, and provide extended functionality to your apps without the need to research, write, or debug code on your own. Following this line, the Google Pay Firebase Extension brings the unified PSP interface to developers' Firebase apps.

With the Google Pay Firebase Extension installed, you can pass a payment token from the Google Pay API to your Cloud Firestore database. The extension will listen for a request written to the path defined during installation, and then send the request to the PSP's API. It will then write the response back to the same Firestore node.

Open Source

Like all Firebase Extensions, the Google Pay Firebase Extension is entirely open source, so you can modify the code yourself to change the functionality as you see fit, or even contribute your changes back via pull requests - the sky's the limit.

Furthermore, as the extension is backed by the aforementioned PSP samples project, the same set of PSPs are supported. Want to see your favorite PSP supported? Head on over to the PSP samples project which contains instructions for adding it.

Summing it up

Whether you're new to Google Pay or Firebase, or an existing user of either, the new Google Pay extension is designed to save you even more time and effort when integrating Google Pay and any number of Payment Service Providers with your application.

Get started with the extension today in the Firebase console.

What do you think? Follow us on Twitter for the latest updates @GooglePayDevs

Do you have any questions? Let us know in the comments below or tweet using #AskGooglePayDevs.

Manage your passes from Google Pay’s Business Console

Posted by:

Ryan Novas, Product Manager, Google Pay’s Business Console

Jose Ugia, Developer Relations Engineer, Google Pay

Last year we launched Google Pay’s Business Console, a platform that helps developers discover, integrate with, and manage Google Pay features for their businesses. Since then, integrating Google Pay products has become easier and faster, with features like a common business profile and a unified dashboard.

Today, we are adding Passes as a new section to Google Pay’s Business Console, so you can manage all your Google Pay resources from one place. You can find the new Passes section in the console’s left-hand navigation bar, and from there, access your tickets, loyalty programs, offers and other passes resources.

Google Pay’s Business Console features a more familiar and intuitive user interface that helps you reuse common bits of information, like your business information, and lets you easily navigate and discover Google Pay products, such as the Online API. Visit Google Pay’s Business Console today, and start managing your current Google Pay products, or discover and integrate with new ones.

The new Passes section in Google Pay’s Business Console lets you request access to the API and manage your passes alongside other Google Pay resources.
The new Passes section in Google Pay’s Business Console lets you request access to the API and manage your passes alongside other Google Pay resources.

Here is what early users are saying about managing Passes in the console:

“The cleaner and consistent look of Google Pay's Business Console helps us manage our Google Pay resources more intuitively." Or Maoz, Senior Director of R&D at EngagedMedia said.

The user management additions also helped EngagedMedia better represent their team in the console:

“The new user roles and controls on Google Pay's Business Console help us handle permissions more intuitively and accurately, and allow us to assign roles that better reflect our team structure more easily.”

We are committed to continuously evolving Google Pay’s Business Console to make it your go-to place to discover and manage Google Pay integrations. We’d love to hear about your experience. You can share feedback with us from the “Feedback” section in the console. We’re looking forward to learning how we can make Google Pay even more helpful for you in the future.

Learn more

Want to learn more about Google Pay?

Easily connect Google Pay with your preferred payment processor

Posted by Stephen McDonald, Developer Relations Engineer, Google Pay

Easily connect Google Pay with your preferred payment processor

Adding Google Pay as a payment method to your website or Android application provides a secure and fast checkout option for your users. To enable Google Pay, you will first need a Payment Service Provider (PSP). For the integration this means understanding how your payments processing stack works with Google Pay APIs.

End-to-end PSP samples

To make integration easier, we’ve launched a new open source project containing end-to-end samples for a range of PSPs, demonstrating the entire integration process - from client-side configuration, to server-side integration with the PSPs, using their respective APIs and client libraries where applicable. The project uses Node.js and is written in JavaScript, which most developers should find familiar. Each of the samples in the project are implemented in a consistent fashion, and demonstrate best practices for integrating Google Pay and your preferred PSP with your website or Android application.

A recent study by 451 Research showed that for merchants with over 50% of sales occurring online, 69% of merchants used multiple PSPs. With these new samples, we demonstrate how you can implement an entirely consistent interface to multiple PSPs, streamlining your codebase while also providing more flexibility for the future.

Lastly, we've also added support to both the Web and Android Google Pay sample applications, making it easy to demonstrate the new PSP samples. Simply run the PSP samples project, and configure the Web or Android samples to send their cart information and Google Pay token to the PSP samples app, which will then send the relevant data to the PSP's API and return the PSP's response back.

Initial PSPs

To start with, we've included support for 6 popular PSPs: Adyen, Braintree, Checkout.com, Cybersource, Square, and Stripe. But that's just the beginning. If you're involved with a PSP that isn't yet included, we've made adding new PSPs to the open source project as simple as possible. Just head on over to the GitHub repository which contains instructions on contributing your preferred PSP to the project.

Launching Google Pay for your website

When you’ve completed your testing, submit your website integration in the Google Pay Business Console. You will need to provide your website’s URL and screenshots to complete the submission.

Summing it up

Integrating Google Pay into your website is a great way to increase conversions and to improve the purchasing experience for your customers, and with these new open source samples, the process is even easier.

What do you think? Follow us on Twitter for the latest updates @GooglePayDevs

Do you have any questions? Let us know in the comments below or tweet using #AskGooglePayDevs.

Transit trends: the road ahead for commuters

I’ve lived in major cities around the world, from Johannesburg to Shanghai to the San Francisco Bay Area. That means public transportation has played a big role in my daily life. 


That changed last spring, when, like many people, I traded in my daily commute on the public bus for a much shorter trip to my dining room table. I wasn’t the only one transforming my kitchen into an office — transit ridership plummeted across the globe. 


While we are still far from a return to normal, we wanted to understand how people feel about returning to public transit. So we surveyed 2,000 commuters across New York City, San Francisco, Washington, D.C. and Chicago to find out. Here’s what we learned: 


Image of an infographic. Two-thirds of people are eager to get back to their pre-pandemic transit habits. By city: 60% of San Francisco commuters, 56% of Chicago commuters, 59% of DC commuters, and 68% of New York City commuters said they want to get back to their pre-pandemic transit routine.

All aboard

We’ve all missed a lot during the last 18 months— from concerts and big weddings to dinner parties with family and friends. But public transportation? Turns out, surprisingly, yes. According to a recent survey we commissioned, roughly 2 in 3 people want to get back to their pre-pandemic transit routine, with New Yorkers being the most keen to return.


Infographic that answers “What do people miss most about their commute?” 54% miss not stressing about parking; 40% miss the ease of getting around; 30% miss having time to reflect on their day; and 30% miss listening to podcasts or reading.

Parallel parking not required

While I don’t miss delayed trains or crowded commutes, getting back on public transit means leaving parking behind. More than half of those we surveyed indicated that’s what they miss most about their commute. But people also value the ease public transit brings when it comes to getting around, the time it provides them to reflect on their day, the time they get for themselves for podcasts or reading and even the people-watching, with 1 in 4 people admitting they miss that part, too.


Infographic which shows the increase in popularity for mobile contactless payments, from 23% before the pandemic to 34% in the next 3-6 months. Cash payments took the biggest dive in popularity, from 42% to 32%.

Cashing out for contactless

But it’s not all about going “back to the good old days.” With the increasing popularity of contactless payments across many facets of daily life, it’s no surprise riders want to modernize their commutes as well. Increasingly, people are turning to contactless payments as a touch-free way to pay their fare. In fact, mobile contactless payments are the only payment type that increased in popularity (up 11 percentage points) when we asked commuters how they plan to pay for transit fare now versus pre-pandemic. Cash took the biggest dive, from 42% to 32%. 


What’s more, one in two people who didn’t use mobile contactless payments before the COVID-19 pandemic say they would be more comfortable riding if there were touch-free options such as mobile contactless payments or ticketing.


Of course contactless payments yield far more than a touch-free way of paying. Three in four people said the convenience factor is what they like most about contactless transit payments. Ever ran to catch a train only to realize you left your wallet at home? ? Every second counts when it comes to your commute, which is why 70% of people said what they like most is the speed of paying contactlessly. 


Tapping to pay: from uptown to downtown to your town

At Google Pay, we’ve been hard at work to help roll out mobile transit payment options in even more cities across the U.S. We’ve teamed up with transit agencies in major cities like New York, Chicago, the San Francisco Bay Area and Washington to give more commuters a way to quickly and easily tap for transit fare. And, by teaming up with Token Transit, we’re bringing mobile contactless payments to more than 100 cities across the country, in bigger and smaller towns like Savannah, Georgia, Kalamazoo, Michigan and Santa Monica, California.


Everyone will navigate our new normal at a different pace. So, while some of us start to venture back out, consider ways that make your commute even a little easier. 


Findings are based on results of an online survey conducted by Allison+Partners Research + Insights. The online survey was conducted among n=2000 U.S. consumers age 18 or older who use public transit in New York City, San Francisco, Washington, D.C., or Chicago  - 500 respondents were captured per DMA. When referenced, the start of the COVID-19 pandemic was considered March 2020. The survey was fielded using Qualtrics and panel was sourced from Lucid. Fielding was executed May-June 2021.

Transit trends: the road ahead for commuters

I’ve lived in major cities around the world, from Johannesburg to Shanghai to the San Francisco Bay Area. That means public transportation has played a big role in my daily life. 


That changed last spring, when, like many people, I traded in my daily commute on the public bus for a much shorter trip to my dining room table. I wasn’t the only one transforming my kitchen into an office — transit ridership plummeted across the globe. 


While we are still far from a return to normal, we wanted to understand how people feel about returning to public transit. So we surveyed 2,000 commuters across New York City, San Francisco, Washington, D.C. and Chicago to find out. Here’s what we learned: 


Image of an infographic. Two-thirds of people are eager to get back to their pre-pandemic transit habits. By city: 60% of San Francisco commuters, 56% of Chicago commuters, 59% of DC commuters, and 68% of New York City commuters said they want to get back to their pre-pandemic transit routine.

All aboard

We’ve all missed a lot during the last 18 months— from concerts and big weddings to dinner parties with family and friends. But public transportation? Turns out, surprisingly, yes. According to a recent survey we commissioned, roughly 2 in 3 people want to get back to their pre-pandemic transit routine, with New Yorkers being the most keen to return.


Infographic that answers “What do people miss most about their commute?” 54% miss not stressing about parking; 40% miss the ease of getting around; 30% miss having time to reflect on their day; and 30% miss listening to podcasts or reading.

Parallel parking not required

While I don’t miss delayed trains or crowded commutes, getting back on public transit means leaving parking behind. More than half of those we surveyed indicated that’s what they miss most about their commute. But people also value the ease public transit brings when it comes to getting around, the time it provides them to reflect on their day, the time they get for themselves for podcasts or reading and even the people-watching, with 1 in 4 people admitting they miss that part, too.


Infographic which shows the increase in popularity for mobile contactless payments, from 23% before the pandemic to 34% in the next 3-6 months. Cash payments took the biggest dive in popularity, from 42% to 32%.

Cashing out for contactless

But it’s not all about going “back to the good old days.” With the increasing popularity of contactless payments across many facets of daily life, it’s no surprise riders want to modernize their commutes as well. Increasingly, people are turning to contactless payments as a touch-free way to pay their fare. In fact, mobile contactless payments are the only payment type that increased in popularity (up 11 percentage points) when we asked commuters how they plan to pay for transit fare now versus pre-pandemic. Cash took the biggest dive, from 42% to 32%. 


What’s more, one in two people who didn’t use mobile contactless payments before the COVID-19 pandemic say they would be more comfortable riding if there were touch-free options such as mobile contactless payments or ticketing.


Of course contactless payments yield far more than a touch-free way of paying. Three in four people said the convenience factor is what they like most about contactless transit payments. Ever ran to catch a train only to realize you left your wallet at home? ? Every second counts when it comes to your commute, which is why 70% of people said what they like most is the speed of paying contactlessly. 


Tapping to pay: from uptown to downtown to your town

At Google Pay, we’ve been hard at work to help roll out mobile transit payment options in even more cities across the U.S. We’ve teamed up with transit agencies in major cities like New York, Chicago, the San Francisco Bay Area and Washington to give more commuters a way to quickly and easily tap for transit fare. And, by teaming up with Token Transit, we’re bringing mobile contactless payments to more than 100 cities across the country, in bigger and smaller towns like Savannah, Georgia, Kalamazoo, Michigan and Santa Monica, California.


Everyone will navigate our new normal at a different pace. So, while some of us start to venture back out, consider ways that make your commute even a little easier. 


Findings are based on results of an online survey conducted by Allison+Partners Research + Insights. The online survey was conducted among n=2000 U.S. consumers age 18 or older who use public transit in New York City, San Francisco, Washington, D.C., or Chicago  - 500 respondents were captured per DMA. When referenced, the start of the COVID-19 pandemic was considered March 2020. The survey was fielded using Qualtrics and panel was sourced from Lucid. Fielding was executed May-June 2021.

Transit trends: the road ahead for commuters

I’ve lived in major cities around the world, from Johannesburg to Shanghai to the San Francisco Bay Area. That means public transportation has played a big role in my daily life. 


That changed last spring, when, like many people, I traded in my daily commute on the public bus for a much shorter trip to my dining room table. I wasn’t the only one transforming my kitchen into an office — transit ridership plummeted across the globe. 


While we are still far from a return to normal, we wanted to understand how people feel about returning to public transit. So we surveyed 2,000 commuters across New York City, San Francisco, Washington, D.C. and Chicago to find out. Here’s what we learned: 


Image of an infographic. Two-thirds of people are eager to get back to their pre-pandemic transit habits. By city: 60% of San Francisco commuters, 56% of Chicago commuters, 59% of DC commuters, and 68% of New York City commuters said they want to get back to their pre-pandemic transit routine.

All aboard

We’ve all missed a lot during the last 18 months— from concerts and big weddings to dinner parties with family and friends. But public transportation? Turns out, surprisingly, yes. According to a recent survey we commissioned, roughly 2 in 3 people want to get back to their pre-pandemic transit routine, with New Yorkers being the most keen to return.


Infographic that answers “What do people miss most about their commute?” 54% miss not stressing about parking; 40% miss the ease of getting around; 30% miss having time to reflect on their day; and 30% miss listening to podcasts or reading.

Parallel parking not required

While I don’t miss delayed trains or crowded commutes, getting back on public transit means leaving parking behind. More than half of those we surveyed indicated that’s what they miss most about their commute. But people also value the ease public transit brings when it comes to getting around, the time it provides them to reflect on their day, the time they get for themselves for podcasts or reading and even the people-watching, with 1 in 4 people admitting they miss that part, too.


Infographic which shows the increase in popularity for mobile contactless payments, from 23% before the pandemic to 34% in the next 3-6 months. Cash payments took the biggest dive in popularity, from 42% to 32%.

Cashing out for contactless

But it’s not all about going “back to the good old days.” With the increasing popularity of contactless payments across many facets of daily life, it’s no surprise riders want to modernize their commutes as well. Increasingly, people are turning to contactless payments as a touch-free way to pay their fare. In fact, mobile contactless payments are the only payment type that increased in popularity (up 11 percentage points) when we asked commuters how they plan to pay for transit fare now versus pre-pandemic. Cash took the biggest dive, from 42% to 32%. 


What’s more, one in two people who didn’t use mobile contactless payments before the COVID-19 pandemic say they would be more comfortable riding if there were touch-free options such as mobile contactless payments or ticketing.


Of course contactless payments yield far more than a touch-free way of paying. Three in four people said the convenience factor is what they like most about contactless transit payments. Ever ran to catch a train only to realize you left your wallet at home? ? Every second counts when it comes to your commute, which is why 70% of people said what they like most is the speed of paying contactlessly. 


Tapping to pay: from uptown to downtown to your town

At Google Pay, we’ve been hard at work to help roll out mobile transit payment options in even more cities across the U.S. We’ve teamed up with transit agencies in major cities like New York, Chicago, the San Francisco Bay Area and Washington to give more commuters a way to quickly and easily tap for transit fare. And, by teaming up with Token Transit, we’re bringing mobile contactless payments to more than 100 cities across the country, in bigger and smaller towns like Savannah, Georgia, Kalamazoo, Michigan and Santa Monica, California.


Everyone will navigate our new normal at a different pace. So, while some of us start to venture back out, consider ways that make your commute even a little easier. 


Findings are based on results of an online survey conducted by Allison+Partners Research + Insights. The online survey was conducted among n=2000 U.S. consumers age 18 or older who use public transit in New York City, San Francisco, Washington, D.C., or Chicago  - 500 respondents were captured per DMA. When referenced, the start of the COVID-19 pandemic was considered March 2020. The survey was fielded using Qualtrics and panel was sourced from Lucid. Fielding was executed May-June 2021.

Google updates Passes API to store COVID vaccination and testing information on Android devices

Posted by Irfan Faizullabhoy

Google has updated its Passes API to enable a simple and secure way to store and access COVID vaccination and test cards on Android devices. Starting today, developers from healthcare organizations, government agencies and organizations authorized by public health authorities to distribute COVID vaccines and/or tests will have access to these APIs to create a digital version of COVID vaccination or test information. This will roll out initially in the United States followed by other countries.

Image of three smart phones side by side showing Covid vaccination cards

Example COVID Cards from Healthvana, a company serving Los Angeles County

Once a user stores the digital version of the COVID Card to their device, they will be able to access it via a shortcut on their device home screen, even when they are offline or in areas that have weak internet service. To use this feature, the device needs to run Android 5 or later and be Play Protect certified. Installing the Google Pay app is not a requirement to access COVID Cards.

The COVID Card has been designed with privacy and security at its core.

  • Storing information: The user’s COVID vaccination and test information is stored on their Android device. If a user wants to access this information on multiple devices, the user will need to manually store it on each device. Google does not retain a copy of the user’s COVID vaccination or test information.
  • Sharing information: Users can choose to show their COVID Card to others. The information in the user’s COVID Card is not shared by Google with its various services or third parties and it is not used for targeting ads.
  • Securing information: A lock screen is required in order to store a COVID Card on a device. This is for added security and to protect the user’s personal information. When a user wants to access their COVID Card, they will be asked for the password, pin or biometric method set up for their Android device.

If you are a qualified provider, please sign up to share your interest here. And, for more information about COVID cards and their privacy and security features, please see the help center.

What do you think?

Do you have any questions? Let us know in the comments below or tweet using #AskGooglePayDevs and follow us @GooglePayDevs.

Google Pay introduces a Flutter plugin for payments

Posted by Jose Ugia, Developer Programs Engineer, Google Pay and Anthony Panissidi, Technical Writer, Google Developer Studio

Flutter and Firebase logos

We made it easier than ever to integrate Google Pay in Flutter apps!

Our open source Flutter plugin simplifies the addition of payments to Flutter apps on iOS and Android.

The plugin gives you the ability to add functionality to your apps across platforms with a single and familiar codebase written in Dart.

It adapts common steps required to facilitate payments that adhere to how Flutter constructs components, works with the user interface of the app, and exchanges information between the native and Dart ends.

Now, as a Flutter developer, you can easily reap the benefits of Google Pay, which lets you provide users with a secure and fast checkout experience that increases conversions, and frees you from the need to manage credit cards and payments.

How it works

To use the plugin, add pay as a dependency in your pubspec.yaml file. For more information, see Adding a package dependency to an app.

To configure a payment, load a payment profile with the desired configuration, either with a local file or one retrieved from a remote server. For a complete list of all configuration options, see the PaymentDataRequest object.

Here's an example of a JSON file that defines payment options:

sample_payment_configuration.json

{
  "provider": "google_pay",
  "data": {
    "environment": "TEST",
    "apiVersion": 2,
    "apiVersionMinor": 0,
    "allowedPaymentMethods": [{
      "type": "CARD",
      "tokenizationSpecification": {
        "type": "PAYMENT_GATEWAY",
        "parameters": {
          "gateway": "example",
          "gatewayMerchantId": "gatewayMerchantId"
        }
      },
      "parameters": {
        "allowedCardNetworks": ["VISA", "MASTERCARD"],
        "allowedAuthMethods": ["PAN_ONLY", "CRYPTOGRAM_3DS"],
        "billingAddressRequired": true,
        "billingAddressParameters": {
          "format": "FULL",
          "phoneNumberRequired": true
        }
      }
    }],
    "merchantInfo": {
      "merchantId": "01234567890123456789",
      "merchantName": "Example Merchant Name"
    },
    "transactionInfo": {
      "countryCode": "US",
      "currencyCode": "USD"
    }
  }
}

For more examples of JSON files that define payment options, take a look at the example/assets/ folder.

Now you can use this configuration to add the Google Pay button to your app and forward the payment method selected by your users.

Here's an example of a Dart file: 

import 'package:pay/pay.dart';
 
const _paymentItems = [
  PaymentItem(
    label: 'Total',
    amount: '99.99',
    status: PaymentItemStatus.final_price,
  )
];
 
// In your Widget build() method
GooglePayButton(
  paymentConfigurationAsset: 'sample_payment_configuration.json',
  paymentItems: _paymentItems,
  style: GooglePayButtonStyle.black,
  type: GooglePayButtonType.pay,
  onPaymentResult: onGooglePayResult,
),
 
 
// In your Stateless Widget class or State
void onGooglePayResult(paymentResult) {
  // Send the resulting Google Pay token to your server or PSP
}

How to use it

The best part of this news is that you can use the plugin today. To get started with it, check out the pay package on pub.dev. We also want to hear your thoughts and feature requests, and look forward to your contributions on GitHub.

Learn more

Want to learn more about Google Pay? Here's what you can do:

Google Pay integration patterns that drive conversions on Android

Posted by Jose Ugia, Developer Relations Engineer, Google Pay & Anthony Panissidi, Technical Writer, Google Developer Studio

How to drive conversions with Google Pay for Android

What do Gilt, MTS, Panera Bread, and SpotHero have in common?

At first glance, you probably only see four totally different businesses:

  • Gilt is an online shopping and lifestyle website.
  • MTS is a mobile network operator with 80 million users in Armenia, Belarus, and Russia.
  • Panera Bread is a chain of more than 2,000 fast-casual bakery-cafe restaurants in the US and Canada.
  • SpotHero is a digital parking marketplace that lets drivers reserve and pay for parking spots in more than 300 cities in the US and Canada.

However, all four businesses partnered with us to identify and adopt integration patterns that drive the most conversions on Google Pay for Android. In this blog post, we share these proven integration practices so that you can get the most out of Google Pay in your Android apps, as well as additional security tips that you can use to further secure your payment flows.

UI and UX patterns

Take a look at the following strategies to improve user experience in your app:

  • Payment-method selection
  • Express checkout
  • Guest checkout
  • Payment notifications

Payment-method selection

If you set Google Pay as a default payment option for ready-to-pay users, your users only need to click or tap twice to complete their transactions, so they enjoy a more-seamless payment experience and they're less likely to abandon their carts.

Phone with Gilt user interface

Our partners who implemented this pattern reported a significant increase in their success metrics. For example, at Gilt, 34% of total Google Pay checkouts were net-new Gilt member conversions and 57% of total Google Pay checkouts were reactivations of lapsed Gilt members.

Gilt member conversions increase

Express checkout

This feature lets your users purchase an item directly from the item's detail page without adding it to a cart, which shortens their path to purchase completion.

For example, Gilt integrated this feature into their checkout process so its users can complete the checkout process with only a few clicks or taps. The Google Pay button on their product page lets users move directly to checkout with Google Pay set as a default payment option.

Gilt Google Pay Integration

Guest checkout

This feature makes it easier for your users to complete purchases and convert, and more likely to create an account and engage again later.

To enable guest checkout, add Google Pay as an option to continue with the payment process alongside your account-creation elements.

For example, Panera Bread enabled guest checkout, and found a 7% increase in order value and 30% increase in wallet share.

Panera increase in order value and wallet share

As another example, SpotHero enabled guest checkout, and found that its sales funnel increased by 20 times while 87% of total checkouts were completed with Google Pay.

SpotHero increase in sales and total checkouts

Payment notifications

This feature lets your users pay directly from notifications, which reduces friction in the payment process and further increases conversions.

Users sometimes receive payment notifications that they expect, such as after they abandon carts, make donations, or need to add credit to a prepaid card. They typically find these transactions simple and familiar, so they're ready to pay quickly with a little nudge.

MTS credit adding option interface

MTS adopted this pattern to let their customers add credit to their accounts directly from notifications and experienced a 80% increase in conversions.

MTS users in Russia and increase in conversions

Learn more

For more information about how to implement these UI and UX patterns, see our sample open source app and developer documentation.

Security tips

Before we go, we also want to share these security tips to further secure your payment flows:

  • Use SSL for all connections between your apps and backend services over the public internet.
  • Do not collect or store payment data, or any other sensitive information in the clear within your app.
  • Order price can be calculated on the client side to show it in your UI and keep the user informed, but only allow for payments with calculations applied in your backend services.
Security Basics

Learn more

Want to learn more about Google Pay? Here's what you can do: